January 2011 changes in insurance requirements

1. No more copays or deductibles for preventive care (ie. well baby, etc)
2. Insurance companies are required to cover children with preexisting conditions, as long as you have had one year of insurance prior. This will apply to adults as well in 2014.
3. No more lifetime policy caps.
4. A new appeals process.....not sure about this one and looking for more info.

Also looking for more info on how this might help me. So far, no luck.